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Loans

Financial Aid

Loans is money borrowed that must be repaid, with interest. Eligible students must be enrolled at least 6 credit hours to receive a federal loan. A promissory note must be sign and complete entrance / exit counseling. Please refer to the Federal Student Guide detail information.

Federal Perkins Loan Program

Federal Direct Stafford Student Loan
Federal Direct Parent Plus Loans
Private / Alternative Loans

Federal Perkins Loan Program
This program offers low interest loan for students that have an exceptional financial need and are enrolled in an eligible program. Awards are generally made on a first-come first serve basis until funds are exhausted. When awarded, the student must complete a promissory note and entrance counseling with a student account representative in the Bursars office.

Keeping in Touch
Always keep your lender informed of any name or address changes. Notify your lender in writing if any of the following events occur before your loan is repaid:

  • You change mailing addresses
  • You fail to enroll at the school that certified the loan application
  • You transfer to another school
  • You graduate or withdraw from school
  • You change your name
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ECSU holds Student and Family Appreciation Day for freshmen