All students enrolled in 6 credit hours (main campus) or more, degree seeking, and eligible to pay the Student Health Services health fee, are required to have health insurance. Students have an opportunity to waive the health insurance fee at the beginning of the fall and spring semester by completing the waiver process online at

All students who do not waive the health insurance fee will be automatically covered under a health insurance policy purchased by the University. The primary purpose of this coverage is to offset the costs of health care. Brochures outlining the coverage and limitations may be viewed online

There will be a 2 week appeal period immediately following the waiver period for any student, who did not successfully complete the hard waiver student health insurance verification process prior to the campus deadline for submitting a waiver request. This applies to students who never filed a waiver request as well as students who filed a waiver request and had it declined. The campus-based appeal process is the same for all such students across all UNC campuses.

Fees and charges for medical services, diagnostic procedures and laboratory services not covered by the student health insurance are the responsibility of the student. Student Health Services does not file insurance claims for students except students who carry the student blue insurance.

If you require further assistance with the waiver process, please contact Student Accounts at 252-335-3471.