Health Services
Insurance
Supporting your access to healthcare while you’re enrolled at ECSU.
Who Needs Health Insurance?
Students enrolled in:
- 6 or more credit hours
- degree-seeking programs
- main campus courses
- and eligible for the Student Health Services fee
are required to have health insurance coverage.
Option 1 — Use Your Own Insurance
If you already have qualifying health insurance coverage:
Important
The waiver must be completed online before the semester deadline.
Students who do not complete the waiver process by the deadline will automatically be enrolled in the university-sponsored insurance plan.
Option 2 — Enroll in the ECSU Student Plan
Students who do not waive coverage will automatically receive the university-sponsored student health insurance plan.
Coverage Helps With
- doctor visits
- medical treatment
- healthcare costs
- emergency care
- eligible medical services
Appeal Period Information
Students who miss the waiver deadline or have a waiver denied may qualify for a 2-week appeal period immediately following the waiver period.
This process applies across all UNC campuses.
Learn About AppealsKnow Before You Visit
Additional Medical Costs
Some medical services, lab work, and diagnostic procedures may not be covered under student insurance plans.
Any remaining balances are the responsibility of the student.
Insurance Claims
Student Health Services only files insurance claims for students enrolled in the Student Blue plan.
Insurance Checklist
Before Semester Starts
Review insurance requirements
During Waiver Period
Submit insurance waiver online
After Waiver Deadline
Automatic enrollment begins
Appeal Window
2-week appeal period opens
Frequently Asked Questions
Yes. Eligible students enrolled in 6 or more credit hours are required to have health insurance coverage.
You will automatically be enrolled in the university-sponsored student health insurance plan.
Students can complete the waiver process online during the designated waiver period each semester.
Students may qualify for a 2-week appeal period immediately following the waiver deadline.
Claims are only filed for students enrolled in the Student Blue insurance plan.
Some healthcare services, lab work, and procedures may not be fully covered and may remain the student’s financial responsibility.
Student Health Services
- Griffin Hall | Suite 300
- 1704 Weeksville Road Elizabeth City, NC 27909
- 252-335-3521
- SHS@ecsu.edu
- Mon - Fri : 9:00 AM - 5:00 PM
